Vertical Vegetable Gardens Offer Health Benefits and Increased Self-Sufficiency to City Dwellers

Do you live in the city and would love to have a vegetable garden, but are constrained by a small garden space? If you really want to grow your own fresh vegetables, then there is an answer for you. You may want to plant a vertical vegetable garden right there in your small area. A vertical vegetable gardening can easily produce as much vegetables as a normal garden.Remember, you don’t need to limit yourself to only growing outdoor vertical gardens. While caring for a vegetable garden in your apartment or other confined area could be a little tricky, it’s not impossible and very rewarding. Gardening indoors will allow you to grow vegetables that aren’t found in your region’s climate, offer you better variety to choose from when planting. It has also been demonstrated that live plants can improve the air quality in small spaces. While it maybe necessary to have proper ventilation to prevent any possible odors, others felt that they can breathe better and are generally calmer because of the refreshing oxygen emitted by your plants.Vertical vegetables gardens are not a new ideal however at times they are mistaken with a living wall. Since both living walls and vertical vegetable gardens could be used for producing vegetables and fruits, living walls are more focused on beauty than production of food. This form of gardening could be done either in your apartment or in your small backyard garden.In vertical gardening you train the vegetable plants to grow upwards. They have designed specific structures that contain the entire garden within a small area. With the proper frames and cross shelving setups, you will find it’s rather simple to train your plants to grow vertically.There are ready-made vertical gardening kits you can buy that will eliminate the guess-work in constructing your setup, however if you want to you can do-it-yourself route. If you decide on a DIY method, be sure that the design structure you”re using to build your vertical vegetable garden is capable of holding the materials, soil, water, and the plants you want to grow in your garden as well as the vegetables it will produce. While you can find detail information online as to the weights of the different parts to your new garden. We have found that such ready-made kits can often save a lot of time – not only with setup, but also they prevented lost “growing” time that you may encounter with wilted plants that did not get the proper amounts of water or soil.If you decided to build an indoor vertical vegetable garden, spend some time looking for the ideal location, as your plants will need enough sunlight to thrive. If you are in the city area where large buildings block most of the natural light coming from your patio or windowsills, you will need to buy lamps that produced specific light to help in growing plants and vegetables.If you want a true organic garden, you will want to research how you can apply composting ways to the soil used in your vertical gardens. A proper drainage system is important, as well as good air circulation (whether indoors or out). NASA scientists have researched a variety of vertical gardening methods, which suggest that the supplies and processes of how to grow vegetables and herbs vertically will continue to get better with advance technology. While large grid systems and advanced hydroponic watering techniques may not offer possible solutions for your cement porch, we can use the concepts and the ideas they create and can scale them down to fit our own needs.It would be good to stick to some simple steps to make sure your success as you begin to learn how to work with your space and your climate restrictions when you grow your first garden. For starters, consider growing peas, green beans, cucumber, squash, lima plants, and tomatoes, as they are great climbing plants in nature. As you become more comfortable you can grow other types of vegetables in your vertical garden.Also, be sure you have the supplies you’ll need before planting your garden. This is important for plants that need vertical support, because seeds begin germinating almost immediately and it is best not to disturb the dirt by adding supports at a later time. Also make sure that your vertical vegetable garden is not entwined with shrubs or other plants that may divert water away from your plants or block out their sunlight. Once again, after some time, these issues may not be of a primary concern, as a beginner looking to start their first vertical garden you should keep these issues in mind.Vegetable and herb gardening has always been known to offer “green” ways to lower environmental footprint, but those opportunities has been limited by space and region. Fortunately, with the new fun trend of vertical vegetable gardening, those who live in urban area can enjoy a similar level of increased self-sufficiency as they raise their own, healthy, fresh grown vegetables.

Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding

Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.

Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.

Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.

Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )

How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:

Debt / Loans

Asset Based Financing

Alternative Hybrid type solutions

Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas

If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).

Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.

The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.

Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.

We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.

Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.

If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.

5 Tips For Optimum Sensitive Skin Care

Have you got sensitive skin? Sensitive skin care is an issue for some of us, not for others. But for people with sensitive skin it can be a major issue.Problems for people with sensitive skin include redness, blotchiness, swelling, rashes, dry skin, tightness and general skin irritation. Sensitive skin can be a problem for those with different skin types, including those with oily skin.Here’s 5 things that you should be doing for optimum sensitive skin care.1. Have an allergy test. There are various allergies that cause skin problems and it always pays to see if you can work out a specific skin problem. If you can determine exactly what is causing the problem it may, (or may not), be possible to do something about it.2. Avoid big name skin care products. The big brand name skin care products are littered with ingredients that can cause those with sensitive skin types to have problems. Unfortunately the FDA doesn’t really regulate the ingredients put into skin care products and many of them contain ingredients that are suspected or known to cause cancer and other conditions, including causing skin problems.It’s ironic that many brands of anti aging and skin care products actually create skin problems, and other health problems. Your skin doesn’t like artificial chemicals, and many people will find the result is skin reactions of various types.One example for you to think about. There is a range of common chemicals caused parabens that are used widely in big brand name skin care products as preservatives. Parabens are listed in the cosmetic database as dangerous, two in particular as a high hazard of at least 7 or 8 on a scale of 1 – 10.Parabens could themselves be causing skin problems, and this is just one example. There are many many ingredients like this used in skin care products that may be causing otherwise healthy skin to become sensitive.3. And it’s exactly the same with cosmetics. Here’s an example. Recent tests showed lead in over 50% of the big brand name lipsticks including some brands that you may well be using now. Avoid big brand cosmetics.And an allergy test may well establish that you have an allergy to one or more of the ingredients in your cosmetics or skin care and anti aging products.For those requiring high quality sensitive skin care avoiding big brand cosmetics and skin care may well, of itself, be sufficient to reverse their skin problems.4. Use low irritant detergents when washing your clothes and other household items. Laundry detergents can also cause skin problems, for those with sensitive skin and also for those with normal healthy skin. For example if you wash your pillow cases and sheets in a laundry detergent that itself has allergens or skin irritants then spend 8 hours with your face lying on that pillow case that itself can cause problems.And avoid anything, including detergents, with fragrances. This includes cosmetics and skin care products. Fragrances, unfortunately, also have their problems. Fragrances are chemicals and can cause skin problems just like some of the other nasty, (and unregulated) ingredients in big name skin care and cosmetic products.5. Find some natural cosmetics and skin care and anti aging products to use.There are excellent natural cosmetics and skin care products available. They are made by small niche companies that are not household names. These companies have a commitment to making high quality skin care and anti aging products and cosmetics that are perfect for optimum sensitive skin care. Usually they are highly price competitive because these companies don’t spend up big on TV advertising.And usually the products will do what they say they will, contrary to those big brand name products that you see on the shelves of your department stores, which should be avoided.Their products are made with naturally occurring plant ingredients known to be safe and non allergenic, and these companies have as much commitment to safety as the quality of their products. And their skin care products for sensitive skin are perfect for those with skin issues.For people with sensitive skin good skin health is a serious issue. Apart from the unsightliness of the redness and dryness, the irritation and itching can drive you mad. Sensitive skin care is a big issue for those people.So if you experience serious skin problems there’s 5 things you can do to start reversing the problem. Do all these things and you may well find that the skin problems you are having just disappear. It isn’t guaranteed of course, but that’s the best place to start for optimum sensitive skin care.